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Pepper India Resolution Private Limited (PIR) was set up as a joint venture between global diversified financial services specialists Pepper Group and ABK Resolution. Established to deliver distressed asset management and resolution in India, specialising in Non-Performing Loans (NPLs), advisory and third-party loan servicing.

 

Our Values

Can do

We look outside the box and deliver on our promises.

Balanced

We know how to balance risk and opportunity.

Real

We have a people-first mindset and are always upfront.

Our Leadership

Pepper India is supported by a highly experienced, hands on, globally distributed leadership team - with a strong proactive Board of Directors.

Mike Culhane

Mike Culhane

Mike founded Pepper in 2000.
Extensive debt and equity capital markets experience, with a particular focus on structured finance, securitization, portfolio management and venture capital.

Responsible for implementing the company’s strategic direction and driving the organic growth initiatives in each of Pepper’s consumer lending, mortgage servicing and advisory businesses, across Australia, Asia and Europe.
Holds a Bachelor of Economics in International Relations from the London School of Economics.

Group Chief Executive Officer and Director

Asokan Arumugam

Asokan Arumugam

Joined Pepper in 2019 as Executive Director & CEO of Pepper India.
Has over 35 years of experience in various roles  including Treasury, Corp. Banking, Compliance, Lending, and Asset Reconstruction in all of India.
Has held senior management positions in leading public sector Banks and as a CEO of an ARC specializing in retail NPL resolutions.
 

Executive Director & 
CEO of Pepper India

Juan Gonzalez

Juan Gonzalez

Has been with Pepper for over 8 years focused on business development and investments.
Currently based in Hong Kong; previous locations with Pepper include London and Sydney.
Has over 15 years of investment banking and financial services experience in the USA, UK and Australia.
Holds an MBA from Yale University and BA in Economics from Grinnell College

Non-executive Director /
Group Chief Financial Officer, Principal
Investments Group

Ravi Manchanda

Ravi Manchanda

Joined Pepper in 2018, as Co-Head Principal Investments for Asia.
Has over 37 years of experience in various roles including Audit, CFO, COO, CEO of major corporates in Europe, USA, Hong Kong and Malaysia.
Over 10 years financial services experience as MD at Deutsche Bank, Standard Chartered and CEO at Westpac Singapore.

Non-Executive Director & 
Co-Head Principal Investments
Asia-Asean & India

Pepper India Team

Reji John

Head of Operations
 

Siddharth Tiwari

Head of Collections

Jayraj Joshi

Head of IT

Jigar Mody

Senior Associate Business Analysis and Investments

Hazeline Pimenta

Head of Marketing

Chander K

Business Consultant

N V Choudary

Senior Advisor

Adesh Seth

Senior Advisor

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